Coupons.Com App Tutorial Get Your Money Back With Coupons App!

Looking for a way to save when you shop? Check out Coupons App! We've used them for years, but, not for cashback like this! Look at our Coupons App Tutorial!

Find The Best Deals At The Tips Of Your Fingers With The Coupons App

Have you ever used the Coupons.com app? We’ve printed their coupons and used their website to find coupons, but, did you know they have an app that will help you save money without printing coupons?

Making the most of your hard earned money is a part of life. It’s rare to see a someone who likes overpaying for things: Whether it’s gadgets, food, medicine, or entertainment. No one likes paying more than they have to pay.

Most of us love saving money whenever we shop. There are a lot of different ways to get more bang for your buck.

You Might Like: My 13 Favorite FREE Money Saving & Money Making Apps!

Let your smartphone help you find the best deals: By using an app like Coupons.com, also known as Coupons.

One of the easiest ways to print your coupons to use in groceries and supermarkets directly from your mobile device is through the Coupons.com app.

You Might Like: Receipt Pal App Tutorial!

Getting Started

To start printing coupons, you need to download the Coupons app.

Once you download it, you need to sign up or to log in using your existing account. Once you see the prompt to verify your account, just enter your mobile number and the unique code that you will receive via SMS.

The Coupons app ties your account to your phone number. This prevents you from printing more than two of the same coupon. If you want to print more than two coupons, you need to use another phone number and a different device in your household.

How To Start Saving Money With The Coupons App

To start printing out the coupons, all you need is a wireless printer.

Set up the wireless printer on the same WiFi network that you’re smartphone is using.
In the Coupons app, use the menu button at the top left (where you can see the three horizontal lines) and look for the “Printable Coupons.” You can see all the available offers here. You may search using a keyword or look at the specific categories available.
Once you selected the coupon that you want, select the Clipped Coupons button at the bottom right-hand corner of your screen.
Select the Print button to start printing out the coupon.

What If I Don’t Have A Wireless Printer?

If you don’t have a wireless printer, don’t worry, you can also use your desktop computer to print out your coupons.

Select the Email button on your screen. The link to the coupon will be emailed directly to you. Once you receive the email, access the link and print it as usual.

Receive Cashback

You can also receive cashback when you take a photo of your receipt from the Coupons.com app.

When you are at the Coupons app home page, you will see a camera icon. You can use it to scan your receipt to start receiving cash back on the items you purchase.

Shop as usual. Don’t forget to get your receipt!
Tap “Submit Receipt.”
Snap a photo of your receipt within 3 days after you made your purchase and click “Submit.”
Enter your PayPal information.
You will get your rebate within 48 hours after submitting your receipt. If you want to check the status of the receipt you submitted, go to Cash Back Status.

You Might Also Like: Checkout 51 App Tutorial! Earn Even While Shopping At Home!

Getting more savings using your mobile device has been made easier and faster, with Coupons.com.

Instead of researching and spending time looking for the best deals on different websites, you can now use the Coupons app!

What’s your favorite rebates app?

Receipt Pal App Tutorial! Earn From All Your Receipts!

by Dian 2 Comments

Have you tried the Receipt Pal App? Earn rewards for uploading receipts. That's it! No hoops, no scanning barcodes, just upload your receipts and cash in!

Earn Points For Every Receipt You Upload With The Receipt Pal App!

Have you ever used or heard of the Receipt Pal App? With a lot of available grocery receipt scanning apps, earning cashback every time you make purchases at your favorite local store is fast and easy. Using these apps usually takes just a minute and you earn money just by taking a photo of your receipt.

One of the easiest grocery receipt scanning apps to use is the Receipt Pal App. Using the app is fast and easy. You can go shopping anywhere, take a photo of the receipt for your purchases, and then submit it via the app.

You Might Also Like This: How To Save Money On Groceries! Get Started TODAY!

How To Start Earning Money With The Receipt Pal App

Receipt Pal App works with anything: When you go shopping anywhere, even when making purchases online!

Once you check out and get a copy of your receipt, just take a photo, upload it, and start earning your rewards.

How Does It Work?

Unlike other grocery shopping apps, Receipt Pal App does not give you actual cash for your receipts. It uses a reward system for its users.

As soon as you sign up, you will automatically get 150 points as a sign-up bonus.

You can cash out the points you earn to get gift cards or donate them.

Every four receipts you upload will earn you 100 points. Let the points add up before cashing them out. The more points you have, the better rewards you will get!

You can do this all year and have some nice gift card money to spend on Christmas gifts, too!

Things You Need To Know About The App

There are a few things you need to know when you use the app:

You cannot submit the same receipt more than once.
You need to make sure that the photo you are submitting is clear. It should show the purchase date, the merchant’s name, and the total amount.
You can sign up to have your e-receipts automatically submitted through your email or you can submit them yourself manually.
You cannot submit your receipt for bills.
No outdated receipts. You cannot submit a receipt for the purchases over thirty days old.
Each receipt you submit will be automatically entered into a weekly sweepstakes. Every Monday, a winner will be selected and will receive $250!
Your points will expire after 90 days. To keep your points, you need to stay active by logging in periodically and submitting your receipts.

How To Sign Up For Receipt Pal

Signing up for a Receipt Pal App is fast and easy!

Download the app. You can download it directly from the website or from your Android or Apple device.
Sign up for an account using your email address.
Start taking a photo of your receipt and upload it to the system.
Watch your points increase.

You Might Also Like This: Checkout 51 App Tutorial! Earn Even While Shopping At Home!

If you want to make some extra money even after spending some, make sure to use the Receipt Pall App along with other grocery shopping apps.

Checkout 51 App Tutorial! Earn Even While Shopping At Home!

by Dian Leave a Comment

Checkout51 App Tutorial! Earn Rebates Even While Shopping From Home With Checkout 51!

For people like us who love to stack coupons on top of sales, using a rebate app makes us even more money back. Imagine having a sale price, a coupon, and a rebate app all at the same time — you’ll earn a lot of savings!

If you love using apps with other apps, Checkout 51 is the way to go. You can use it to save money on groceries and earn cash back for purchases.

You Might Also Like This: BerryCart App Tutorial: Eating Healthier Made Better!

What Is Checkout 51?

Checkout 51 is a savings app that partners with several brands to bring its users cash back offers.

The best thing about this app is that it’s FREE to download and to use! Just register your details, shop like usual, snap a photo of your receipt, and earn cashback!

Earn Rebates Even While Shopping From Home With Checkout 51!

Why Should You Choose Checkout 51?

No Need For Printouts

You don’t need to print out and bring a wad of paper coupons cluttering your purse. Checkout 51 allows you to save money AFTER you shop!

Since the offers are digital rebates, you don’t need to fill out any rebate forms or scan any bar codes. All you need is to take a photo of your receipt using the app and watch as your account accumulates the rebates. It’s that simple.

See Your Overall Savings

This rebates app is like an automatic savings account. Once your uploaded receipt is approved, you can see your rebate automatically in the app.

You only need to reach $20 to be able to cash out. If you’re ready to cash out, just go to your account page, click the “Cash Out” button and wait to receive your check via mail.

No Smartphone Required

No smartphone? No problem! With Checkout 51, a smartphone is not a requirement. You can do everything using your computer.

Use It With Other Apps

Are you always torn between which app to use if there are multiple promos for one item? Don’t worry, Checkout 51 allows you to use other promotions along with it.

Use the app together with other apps to make even more savings and rebates!

You might also like: My Favorite 13 FREE Must Have Money Saving Apps!

Choose Your Own Offer

Every week, Checkout 51 allows you to “Choose Your Own” offer which allows you to take 25 to 50 cents off your favorite produce like milk, bananas, and bread.

Use It On Amazon

If you love shopping via Amazon grocery, you are also eligible to get Checkout 51 rebates.

Do you love shopping at Sam’s Club, Costco, and other warehouse clubs? Checkout 51 has you covered! Save your packing slips, scan your receipt, and earn rebates, even if you’re shopping from the comfort of your home.

Covers Food Stamps

It doesn’t matter how you paid for your purchases. You can also get cash back on purchases you made using your food stamps, too!

How Does It Work?

Using Checkout 51 is fast and easy.

Sign up with your name, email address, and password. You may download the app via your Apple or Android device or you can use your computer.
Browse the offers and buy the products that you want.
Snap a photo of your receipt and upload it using Checkout 51.
Watch your balance increase. Once your balance reaches $20, you can proceed with cashing out.
Request your check. You will be asked to provide your mailing address. Just sit back, relax, and wait for your cash back!

You Might Also Like This: Drop App Tutorial: Earn Money For Shopping!

Earning a rebate from your purchases is now faster and easier, even without the need to use your smartphone.

Do you use other rebates app? I would love to hear what you love using!

BerryCart App Tutorial: Eating Healthier Made Better!

by Dian Leave a Comment

This BerryCart App Tutorial will have you saving money while on your way to a healthier lifestyle! It's a super easy way to buy healthier food for less.

Eating Healthier Made Better With The BerryCart App!

This is one of the healthiest apps available, with this BerryCart App Tutorial you’ll be on your way to a healthier you, for less! One thing I know I’ve heard people say for so long is that you can’t use coupons to buy groceries because it’s all for bad food, nothing healthy. That’s just not true, but, now you can definitely show them with this app that they can buy healthy and get rewarded for it!

What if you could get paid to eat healthy food? Would you do it? With the BerryCart app, you get rewarded for buying healthy food!

Eating healthy and staying in shape go hand in hand. However, a lot of people think that healthy food costs more. Because of it, shopping for healthier options is less palatable. Many people just skip the healthier sections and try and make healthy meals out of unhealthy options because it’s more affordable.

But, BerryCart offers rewards for buying and eating healthy food. The more healthy food you buy, the more rewards you get. What’s better than that? I LOVE getting paid to shop! PLUS, getting paid to shop for healthier food, that’s awesome!

What Is BerryCart?

BerryCart is a rebate-app that allows you to get cash back on your grocery purchases of healthy and organic food and beverages.

It is very similar to how Ibotta and Checkout 51 work. It gives you cash back when you purchase participating products through the app.

What Makes It Different?

Other apps reward you for making purchases from a variety of stores for food, cleaning products, and beverages.

BerryCart offers rewards for products that are organic, all-natural, non-GMO, gluten-free, vegan, and/or vegetarian.

You Might Also Like This: Drop App Tutorial: Earn Money for Shopping!

How Does It Work?

Download the app on your Android or iPhone device.
Once you download the app, you need to create your own account. Enter all the required information and verify your account.
Choose your deals. You can see all the offers available on the app. Find the healthy options that you want to purchase and unlock the offer.
Once you unlock your desired offer, it’s time to shop!
After shopping, it’s time to upload your receipt! Take a photo of the full receipt inside the app. If you have a long receipt, don’t worry! You can take multiple photos.
Wait for your rewards. BerryCart will approve your cash back in 24 hours.

Getting Paid

This is the most exciting part! Getting paid, right? That’s why we use the app in the first place, right? You need to accumulate a cash back savings of $5 or more before you can request payment.

BerryCart pays via PayPal or Gift Cards from top outlets like Amazon, Walmart, iTunes, Target, eBay, and other stores. With alot of these it’s kind of like found money to me, so I use them for holiday gifts. I either save it up to use at the end of the year or cash them in for gift cards for special occasions. Either way it’s a win!

Can You Combine It With Other Apps?

While you can get cashback from BerryCart app, you can also combine offers from other apps to maximize your savings potential and earn more cash back!

The key is to use different apps in conjunction with other coupons and discounts. Combine sale items with other rebate and cash back apps as well as coupons to maximize your savings!

You Might Also Like This: Shop And Earn With Fetch Rewards App! Includes Tutorial!

Eating healthier does not only provide physical benefits — it lets you save more money, too, with BerryCart. Now is the perfect time to start a healthier lifestyle.

What’s your favorite shopping app?

SavingStar App Tutorial: Get Rewarded For Shopping!

by Dian Leave a Comment

Savingstar is a great app to help save & make money back on everyday grocery purchases. This SavingStar App Tutorial Will Help You Get Rewarded For Shopping!

Get Rewards By Shopping For Your Everyday Needs With The SavingStar App!

SavingStar is a free smartphone app that helps by saving you more money without having to print or clip coupons! It gives you money back on the everyday purchases you already make. I love knowing when I am shopping that the price I see on a product or the final price at the register isn’t the end of the game! I love knowing I can “win” by using cashback apps and other discounts to make my bills shrink!

The SavingStar app is like other cash-back and rewards rebate apps. It’s a pretty straightforward money saving app you can use on your iPhone or Android smartphone. You submit the photos of your receipt or link your store loyalty cards directly on the app and your rebates will be credited to your account.

Will It Cost Me Anything?

SavingStar will not cost you anything! It’s free to download and free to use. It would kind of defeat the purpose if they charged us, huh? The fun thing about all this is that there are so many free smartphone apps you can use now, you can really save a bundle every time you shop!

How Does The SavingStar App Work?

How is the SavingStar app different from the other money-saving apps available in the market today? For one thing it’s been around for several years now and is still offering the same great deals it always has. Some of these apps have closed down, but they are still going strong.

SavingStar does not reduce the total amount that you need to pay at the counter. Instead, you will get a credit back to your PayPal account.

Once you have received $20 or more back in rewards, you can cash out.

What if you don’t have a PayPal account?

You can still redeem your rewards as an Amazon gift card!

Why Is SavingStar Worth A Try?

There Are Always New Deals

SavingStar adds new deals on a daily basis. If there’s not a new promotion for your favorite product today, you can check again tomorrow or the next day!

There Are A Lot Of Participating Stores

Another great thing about this app is that there are a lot of stores participating in their loyalty program. Check to see if your favorite store is on their list or if you want to know the nearest participating store near you, you can search by entering your zip code.

You Can Redeem An Offer Multiple Times

One of the most interesting features of the SavingStar app is that you can decide redeem the offers one time on one product or you can use it multiple times!

You Can Use It With Other Rebate Apps

You can use the app with other rebate apps like Ibotta. That means more savings and more reward points for you! One exception is Checkout 51 – you can’t use it together with that one. Also make sure the offer doesn’t state that it can’t be combined.

Ways To Redeem Offers

Loading Offers To Your Loyalty Card

Once you activate your offer through the app, you simply purchase the item at your favorite store. Once you enter your phone number or loyalty card, the app will see your purchase in 2 to 10 days. It will automatically credit the offer amount in your account. How simple is that?!

How To Redeem the Load-to-Card Offers:

Activate rebates before you shop to earn rewards.
Use your store loyalty card or number at check out every time you shop. Link all of your store cards or numbers first!
Cash is added to your SavingStar account (not cash back at the register). Most automatic rewards are processed in 2-7 days.
That’s it, just sit back and wait for your cash to roll in!

Taking A Photo Of Your Receipt

Even if you don’t have a loyalty or membership card, you can still redeem rewards via the app. You just need to submit your receipt within three days of the expiration date of the offer.

You can take a photo of your receipt from Target, Walmart or Publix and you will be credited!

How To Redeem The Receipt-Scan Offers:

Active the offer in your app.
Make your purchase.
Take a photo of your receipt.
Submit the photo through the mobile app or the website. When submitting via the app, you will be prompted to scan the UPC barcodes of the eligible products. If you’re accessing your account via the website, you will be asked to manually enter the barcode.
Wait for the email alert once their team reviews your receipt. It will be processed within 1 to 5 days.
There’s really nothing easier – it so simple to earn cashback this way!

How To Use The App

Using the SavingStar app is as easy as 1-2-3!

Download the app using your iPhone or Android device.
Register for a new account.
Start checking new deals.

If you’re looking for more rebate apps like this, check out these articles:

Ibotta App Tutorial! One Of My Favorite Must Have Apps!

Drop App Tutorial: Earn Money for Shopping!

Shop And Earn With Fetch Rewards App! Includes Tutorial!

Do you use other savings app like this? Share it with us! We love to try new apps!

Drop App Tutorial: Earn Money for Shopping!

by Dian Leave a Comment

Shop And Effortlessly Get Rewards With The Drop App

Have you heard of the Drop app? It’s free and it’s a great way to earn rewards effortlessly – we like easy, right?

Can you still remember when you had to carry a bunch of loyalty cards or hang them like medals in your key chain? When you needed to have them scanned by your favorite store, you had to find the card from the many ones you had. Luckily, gone are those days — everything is electronic now!

For a lot of people, the best rewards are those that don’t take a lot of effort to receive. That’s what Drop App promises to deliver.

What Is Drop App?

Drop is an easy-to-use app that lets you earn gift cards from money you’ve already spent. The app tracks your credit and debit card purchases. It automatically adds Drop points to your account once you spend at one of their listed merchants.

The app is pretty straightforward. Spend like you normally do and collect points. Once you reach a certain threshold, you can redeem the points for gift cards from different retailers like Amazon, JC Penney, Dunkin Donuts, and Whole Foods!

How Does It Work?

Once you download the app, you will be prompted to choose five of your favorite brands. Choices range from Walmart, Amazon, Starbucks, McDonald’s, Uber, and more.

You need to link your debit and credit cards to start earning points.

PLUS, the Drop points you’ll earn are in addition to your credit card reward points! You can triple-drip on rewards!

Wait.. Is It Safe?

Some people are hesitant to link their cards to apps. Drop is safe. It uses a 256-bit bank-level encryption to protect your data.

Once your card is connected, you’ll start earning points automatically when purchasing from the participating brands. You don’t need to take out your smartphone and scan anything for points, or type in your loyalty number. All your reward points will be automatically added to your account.

Once you’ve earned enough points for redemption, you will receive an email.

You might also like: Ibotta App Tutorial! One Of My Favorite Must Have Apps!

It’s Easy To Use

The app is easy to use! After your initial setup, everything is automatic. You don’t need to do any extra work.

Just shop like you normally do and start earning rewards – automatically!

How To Start Using The Drop App

Download The App

You can download the app from Google Play or iTunes. You may also go to the Drop Website and enter your phone number. They’ll send you a download link directly to your phone.

Sign Up

Once you have downloaded the app, open it and create a profile with your information. When prompted enter code: 2qrrp to get your first $5! You will be prompted to link your credit or debit card.

You can link accounts from different banks including:

American Express
Bank of America
Capital One
Chase
Citi
Discover
TD Bank
USAA
US Bank
Wells Fargo

Pick Your Favorite

After connecting your card, you will be asked to choose five of your favorite brands. These are prominent brands like Starbucks, Amazon, Walmart, Target, Uber, and more.

You need to choose wisely! You cannot change these once you’ve selected them. I recommend picking where you shop the most. Drop will alert you of any new offers from the brands.

Choose Your Bonus Offer

You’ll be prompted to sign up for a few bonus offers. This can range from a one-time offer to earn a lump sum of points to earning extra drop points by sharing a link with your friends.

Drop also has a section called Bonuses where you can complete certain tasks to earn points. These can be getting a friend sign up, linking another card, or completing a number of purchases for the week.

Shop! Shop! Shop!

Now, all you have to do is shop using your linked cards at the stores you’ve chosen. The points will automatically go to your account.

Redeem Your Points

When you reach a certain number of points, you can redeem them for gift cards to popular retailers.

You can trade 10,000 Drop Points for a $10 gift card from Dunkin Donuts or 40,000 Drop points for an Amazon gift card!

Have you tried using the app? How was it? I would love to hear about your experiences!

FREE 52 Week Reverse Savings Plan With Printable!

by Dian Leave a Comment

Looking for a way to begin saving? This FREE 52 Week Reverse Savings Plan Printable will help you get started! It's a super simple way to plan out your savings!

Start Your Year Right With The
52 Week Reverse Savings Plan To Help You Save!

The 52 week money challenge is great, but, you can also try the 52 week reverse savings plan money challenge, with printable, to get started, too!

Every year, one of the top New Year’s Resolutions for many people is to save money. Saving money is a great goal! However, if you don’t have a savings plan in place, this New Year’s Resolution is bound to fail.

We’ve all struggled to save money in our lives. Have you ever heard of the 52 Week Challenge?

What Is The 52 Week Challenge?

The Traditional 52 Week Challenge is designed to help you start saving by increasing the amount of money you save every seven days. You’ll start off on week 1 by saving $1 and week 2 you’ll increase to $2, and so on. Starting off slowly and continuing to grow your savings throughout the year is made easier by doing it this way.

Once you completed the challenge, at the end of the year, you’ll have saved $1378! You can add to your savings account or use it for the holidays or even reward yourself with a vacation!

However, there is also the Reverse Savings Plan. Some people get money for the holidays or an end of the year bonus and may like to use that money to kick start savings. So, the reverse savings plan may work better for you!

To help you get started, I have created a free 52 Week Reverse Savings Plan printable for you! Just click the image below to download and print it now.

You can print it and place it in your fridge, table, mirror, — somewhere you can easily see it!

Anyway you decide to start saving – the most important thing is just START. You can make a “dent” until you START. So, just do it! 🙂

You might also like: How To Recover Financially From The Holidays!

With the 52 Week Reverse Savings Plan, you’ll be amazed at what you can accomplish once you set your mind to it. Knowing you’ve actually done it will feel great, too!

Do you have an easy, fun way to start saving? Have you ever tried the
52 Week Reverse Savings Plan? Leave a comment below sharing your ideas.

Fetch Rewards App Review! Includes Tutorial!

by Dian Leave a Comment

Check Out My Fetch Rewards App Review Below

Have you heard of the Fetch Rewards app? I enjoy using it regularly, as far as a Fetch rewards app review, I would say it’s one of my favorite apps.

One of the easiest ways to get the most out of your purchases is using grocery apps. There are apps that provide discounts while some of them provide rewards for certain purchases.

Fetch Rewards app lets you get rewards for every grocery shopping trip you make!

How Does Fetch Rewards Work?

Fetch Rewards makes it easy to save on every grocery purchase by removing the limitations that you can see on other apps. Another reason I can say as far as a Fetch rewards app review, I would give it thumbs up!

No store limitations.
No need to clip special offers.
No worrying about missing out on promotions.
No scanning of barcodes of the items you purchased.
No surveys or video to watch.

All you just need to do is to take a photo of your receipt and the points will go to your account. Fetch Rewards works for ANY grocery receipt. You can earn points for every item that you purchase from the 250+ popular brands in the app.

Although Fetch Rewards doesn’t pay in cash, the points you accumulate can be used to redeem FREE rewards from hundreds of popular retailers!

It’s that easy!

Works For ANY Receipt

Life is hard with limitations — especially if you have a busy schedule. Fetch Rewards doesn’t make you shop at a limited list of stores. You can earn points on receipts from any supermarkets, grocery stores, club stores, drugstores, convenience stores, and liquor stores! So many thumbs up here for my Fetch rewards app review!

You can use your receipt from the locally-owned corner shop down the street to your favorite grocery store. The opportunity to save is easy.

Here are some of the popular stores where you can get Fetch Rewards savings:

7-Eleven
BJ’s
Costco
CVS
Dollar General Store
Dollar Tree Stores Inc
Family Dollar
Fry’s
Fred Meyer
King Scoopers
Kroger
Pick ’N Save
Public
Rite Aid
Sam’s Club
Shop Rite
Target
Trader Joe’s
Walgreen
Walmart
Whole Foods Market

You might also like this: Ibotta App Tutorial! One Of My Favorite Must Have Apps!

How To Start Saving And Earning

Download The Fetch App

You can download the app from your Android or Apple smartphone. Once you’ve downloaded the app, sign up using your email address or your Facebook account.

You will be prompted to select the state where you live as well as enter your phone number.

Scan The Receipt

Once you’ve made your purchase, grab your receipt, open the app, and scan! You can use your receipt from convenience stores, grocery stores, supermarkets, and more!

Earn Points

Every time you purchase a product from one of the participating stores, you earn points.

Redeem Rewards

1,000 points equal $1.00 in rewards. As you accumulate points from your everyday purchases, you can use them to redeem FREE gift cards from hundreds of popular retailers!

Here’s just a few:

Sephora
Best Buy
Hot Topic
Bed, Bath, & Beyond
And More!

Some Things To Remember

There are two ways to earn points: When you buy specific brands and when you buy specific products.
Fetch reward bonus points for simply scanning your receipt. Submit every receipt you receive!
You can submit up to 14 receipts per week.
You have 14 days after the purchase date to submit your receipts.

You might also like: Shop Online Knowing You’ll Never Pay Too Much Again!

Now, it’s easier to earn points and exchange them for rewards as you shop. My final assessment and Fetch rewards app review is this is a must have app to save and earn! Make sure to always scan all your receipts and watch your points grow with Fetch!

What are your favorite shopping app? Have you used Fetch? What is your
Fetch rewards app review?

Save Now, Spend Later: How To Plan For The Holidays In July!

by Dian Leave a Comment

Save Now, Spend Later: How To Plan For The Holidays In July!

This post was sponsored by Axiom Bank.

Summer is the perfect time for beach trips, barbecues and … budgeting for the holidays? While Christmas and Hanukkah may seem far off, planning and saving now can take the pressure off your wallet in the months to come.

Here, we’re sharing our top tips for doing just that:

Start with a number in mind. Make a list of everyone you’ll buy for this year, from loved ones and friends to teachers and mail carriers. Allocate a dollar amount for each and add it up — that’s the total amount you need to save this summer and fall. If it’s more than you want to spend, trim your gift-giving budget or aim to save more each month.

Track your saving. It’s more fun to save when you’re working toward a concrete goal. Axiom Bank’s mobile app, AxiomGO, features a built-in budgeting tool, My $ Manager, that allows you to set savings targets and visually track your progress. You’ll be less tempted to splurge when you have a clear sense of where your money is going. Every time you pack a lunch rather than eating out, you’ll see the payoff in your account balance — and feel more motivated to continue your savings streak.

Make time work in your favor. Don’t wait until Black Friday to take inventory of your recipients’ wish lists. Start now, so you can comparison shop and watch for price drops. Sites like Dealnews.com and Buy.com offer discount roundups, and MyBargainBuddy.com lists free shipping policies and coupon codes for online stores. Planning ahead makes you less prone to overspending at the last minute.

Give from the heart. The best gift isn’t necessarily the most expensive one — it’s a personal one tailored to your loved ones’ interests. A homemade present or treasured heirloom might be just the ticket to making them feel special. And some of your friends and family may appreciate the gift of quality time rather than a physical object. Cliché or not, it’s the thought that counts.

Axiom Bank, N.A., a nationally chartered community bank headquartered in Central Florida, provides retail banking services, including checking, savings, money market and CD accounts, as well as commercial banking, treasury management services and commercial loans for both real estate and business purposes.

Savings Made Simple! Stop Living Paycheck To Paycheck!

by Dian Leave a Comment

Savings Made Simple! Stop Living Paycheck To Paycheck!

Do you have more bills each month than you seem to have money to pay them? If so, then there’s a huge sign that it’s time to start paying attention to how you’re spending your money.

A lot of people avoid budgeting because they are convinced that they are already good at handling money, or that a budget won’t work because they don’t have enough TO budget. Even those making a decent salary still can’t seem to get out of the cycle of living paycheck to paycheck. In fact, nearly eight out of ten employed people are living paycheck to paycheck. More than half of Americans have less than $1,000 in savings — that means if there’s an emergency, it could be disastrous.

When you live paycheck to paycheck, you are constantly scrambling to make ends meet or before the end of the month, you are always running out of money. We all know how stressful it is knowing that you don’t make quite enough to cover all the bills, let alone have any left over to save or for entertainment. It is possible to break this cycle for good!

All we need to do is take it step by step. You won’t see big changes overnight, but, just know, in the end, it will be worth it! Here are some strategies to get you into the habit of saving money and stop living paycheck to paycheck.

Set Your Goals

Figure out what your priorities are, both for your short and long-term goals. Do you want to build a house, buy a new car, or take an awesome vacation? Are you saving up for your retirement or trying to build an emergency fund?

If you don’t know what you are saving for, it will stay on the back burner and probably never come to full fruition. Identify what your big and small goals are and start taking the first steps to reach them.

Learn How To Budget

The first step you can do is to learn how to budget effectively. You can write down a monthly budget, it will just take a few minutes. To budget effectively, track your spending and stop spending when you run out of money.

Check out our post: 6 Ways to Start A Successful Budget Plan, with FREE resources and printables to help you!

Figure out exactly how much money you have on hand, how much is coming in, and how much is going out. Go through all of your monthly expenses and figure out how exactly what you are paying each month, your bills, and obligations, and if you have any debt obligations.

Reduce Your Monthly Bills

If you think you already reached your budget’s limit, you can find different ways and places to save.

Cut Down Your Internet and Cable Bills

Using things like Charlie can help you find FREE money by making sure that you are getting the best deals around. Maybe you are overpaying on your current cell phone bill or you can get an internet and cable combo plan.

Using Charlie is easy. You can opt into chatting with him via Facebook Messenger or text. Connect your bank account, credit card or both and he can start getting into work.

Get The Best Deal On Car Insurance

Although you can’t get around having to purchase car insurance, you could save a lot of money by shopping around and comparing the rates.

The Zebra is an online car insurance search engine where you can compare different options from more than 200 providers in less than 60 seconds.

Consolidate Your Debt

If you still have some debt to pay, have you ever considered refinancing it? Refinancing your debt could substantially lower the payment you are making, helping you save more money every month.

Upstart is a good online lending platform that can help you find a loan without relying just on your credit score.

Track Everything

Since you’ve already set your goals and created a budget, the next step you need to do is track everything. If you don’t track everything, sticking to your budget can be nearly impossible. Making a mental note about your spending is not a reliable way to keep your budget on track.

Save As much As Possible

Saving money can be tough, but, wouldn’t it better to save money without even noticing it?

Digit can make it possible. Digit automates saving for you. Just link it to your checking account and this innovative app’s algorithm will determine a small and safe amount of money and put it into a separate FDIC-insured savings account.

You can also start building up passive income and savings to start saving. Paribus can get your money back for every online purchase. It scans your email for your previous receipts. If you bought something from the retailers they monitor, it will track the item’s price and help you in getting a refund if there is a price drop.

You can also combine playing games and saving money. The Long Game Savings automatically lets you earn coins that you can use to play and win more coins that go straight to your Long Game Savings account.

With MobileXpression, which is available for Android and iPhone, you can play an instant rewards game for prizes such as a $25 Amazon card, iPads, or TVs.

Answer Surveys While Watching TV Or Lounging Around

Instead of just watching TV or lounging around, you can earn money on the side. Earn gift cards by answering surveys, or taking polls through MyPoints or PointClub. Plus, MyPoints lets you exchange your points ifor gift cards while PointClub gives you $5 for just signing up!

Put Your House To Work

Do you have a spare room in your house? You can earn some money on the side by listing it on Airbnb.

If you’re a good host in a great location, you can earn hundreds to thousands of dollars. Airbnb puts it straight into your savings account, too.

Place Your Savings Elsewhere

If you are trying to save money, make sure you are putting your money somewhere you can’t easily get to it. Use a savings account that is not very accessible. Try an interest-earning savings account or money market at another banking institution.

Be patient with yourself. Moving to a savings mindset from someone who hasn’t saved and is living paycheck to paycheck is hard. It can be challenging to break your old spending habits. Reward yourself from time to time! Give yourself a pat on the back or enjoy some FREEbies for a job well done!

Find The Best Deals At The Tips Of Your Fingers With The Coupons App

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Getting Started

How To Start Saving Money With The Coupons App

What If I Don’t Have A Wireless Printer?

Receive Cashback

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Earn Points For Every Receipt You Upload With The Receipt Pal App!

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How To Start Earning Money With The Receipt Pal App

How Does It Work?

Things You Need To Know About The App

How To Sign Up For Receipt Pal

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What Is Checkout 51?

Why Should You Choose Checkout 51?

No Need For Printouts

See Your Overall Savings

No Smartphone Required

Use It With Other Apps

Choose Your Own Offer

Use It On Amazon

Covers Food Stamps

How Does It Work?

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Eating Healthier Made Better With The BerryCart App!

What Is BerryCart?

What Makes It Different?

How Does It Work?

Getting Paid

Can You Combine It With Other Apps?

Get Rewards By Shopping For Your Everyday Needs With The SavingStar App!

Will It Cost Me Anything?

How Does The SavingStar App Work?

What if you don’t have a PayPal account?

Why Is SavingStar Worth A Try?

There Are Always New Deals

There Are A Lot Of Participating Stores

You Can Redeem An Offer Multiple Times

You Can Use It With Other Rebate Apps

Ways To Redeem Offers

Loading Offers To Your Loyalty Card

How To Redeem the Load-to-Card Offers:

Taking A Photo Of Your Receipt

How To Redeem The Receipt-Scan Offers:

How To Use The App

Shop And Effortlessly Get Rewards With The Drop App

What Is Drop App?

How Does It Work?

Wait.. Is It Safe?

It’s Easy To Use

How To Start Using The Drop App

Download The App

Sign Up

Pick Your Favorite

Choose Your Bonus Offer

Shop! Shop! Shop!

Redeem Your Points

Start Your Year Right With The 52 Week Reverse Savings Plan To Help You Save!

What Is The 52 Week Challenge?

Check Out My Fetch Rewards App Review Below

How Does Fetch Rewards Work?

Works For ANY Receipt

How To Start Saving And Earning

Download The Fetch App

Scan The Receipt

Earn Points

Redeem Rewards

Some Things To Remember

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